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The Money Advice and Budgeting Service (MABS) is the only free, confidential, independent and non-judgmental service for people in debt, or in danger of getting into debt, in Ireland. The primary aim of MABS is to help people cope with debt and take control of their finances. There are 60 MABS offices located all around the country where you can talk to an advisor in confidence and For FREE. Please refer to website for contact details: http://www.mabs.ie/contact-mabs/